How CarbonAI Works

Set It Up Once. Carbon Runs It on Every Deal.

Upload your documents, your models and your reports, and let long-horizon agents run underwriting and quarterly reporting end to end. Your team moves from operator to reviewer.

See Carbon in Action

Add and Validate Documents

Upload rent rolls, operating statements, leases, and loan documents in any format. Carbon classifies, extracts, and cross-checks every file against source, flagging anything that doesn’t reconcile or is missing from your due diligence checklist.

CarbonAI table of extracted loan key terms beside the source loan agreement, with the supporting clause highlighted

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Teach Carbon Your Models

Carbon’s agents learn the underwriting models and reporting templates your team already uses, mapping every tab and formula to its source of truth. Configure a template once and all deals run to that standard, with your team’s preferences retained as it works.

CarbonAI template mapping screen where a lender confirms how its own cash flow underwriting workbook is mapped, shown next to the workbook itself

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Underwrite Deals

Select a deal and a template, and Carbon runs underwriting from document health check to a fully populated model, producing your investment memo alongside it. Every figure traces to source, and judgment calls route to your team, in minutes, not days.

CarbonAI assembling an underwriting step by step, with the model, document package, guidelines and cash flow checks complete and loan sizing in progress

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Run Quarterly Reporting

Each quarter, Carbon reconciles all new information to the last quarter’s report. Same rigorous review, faster each quarter. Emerging risks are surfaced far before waiting on a lengthy, error-prone human review.

CarbonAI review screen for a quarterly asset report, listing three open items to check beside the report workbook ready to publish and export

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Where Carbon Fits

Your systems of record hold the data. Your people hold the judgment. Carbon runs the analytical work in between, reading from and writing back to whatever you already run, on one standard. Nothing gets ripped out and nothing gets migrated.

Reviewer

Your Team

Sets the work in motion, approves exceptions, signs off. Judgment stays here.

Operator

CarbonAI

Runs the analytical work end to end. Reads from and writes back to every system below, on one standard.

Storage

Systems of Record

Loan System

Asset Management

Document Store

Spreadsheets

Servicing

Trust by Design

Carbon’s architecture is built so every output arrives with what your team needs to verify it.

Built to Show Its Work Built to Evolve

Finance-Specific Data Ontology

A shared map of CRE finance concepts, so a rent roll, a loan term, and a covenant are understood as what they are and every agent reads your documents the same way.

Data Layer

Each agent is packaged with the governing documents, deal history, and your firm’s standards a task needs, which keeps results accurate and easy to navigate.

Observability

Every agent action and decision is recorded as an artifact you can inspect, and agent behavior is measured rigorously and frequently, so performance is tracked continuously.

Deterministic Guardrails

Rule-based checks keep every output grounded in the deal and document context. Carbon recalculates totals against stated figures and flags any gap where the documents are silent.

Carbon builds institutional memory with every deal and stays current with the best available models, without changing the workflows your team relies on.

Model-Agnostic

Carbon isn’t tied to any single AI provider, so it can adopt better models as they emerge, with no disruption to your workflows.

Eval First Design

Every feature is frequently and rigorously evaluated against a diverse critical mass of representative CRE-specific benchmarks before it touches customer work.

Institutional Memory

Carbon learns your standards, remembers your corrections and context, and carries them forward, so every deal, task, and interaction makes the next one better.

Secure as It Evolves

Your data is never used to train shared models, and security keeps pace as models change.

Security

Your Data Stays Yours

Your data is never used to train shared models or CarbonAI’s own models. Your instance of Carbon learns how your team works, from your templates and preferences to the answers you give it, and applies that learning only within your organization. SOC 2 Type II compliant and hosted in the US.

SOC 2 Type II Compliant

Never used to train shared or CarbonAI models

Hosted in the US

Learning stays within your organization

Security

Your Data Stays Yours

Your data is never used to train shared models or CarbonAI’s own models. Your instance of Carbon learns how your team works, from your templates and preferences to the answers you give it, and applies that learning only within your organization. SOC 2 Type II compliant and hosted in the US.

Bring Us a Live Deal

Bring deal documents, models and reports. We’ll show you the difference.

Book Demo